• An excellent borrower’s income
• The worth of the house or property
• The total amount due
• Ratios to have earnings emergency loan tax refund and you will expenses
• Different mixture of these situations

Inside our place of work, i rely upon a professional at this stage of one’s techniques, Roberto (Bobby) Rivera. My customers are told that i are designed for the brand new legal aspects of your own process, but I’m not a good mathematician. Bobby helps make his life style record all of the different amendment programs regarding lenders and you will Servicers in which he works our calculations to apply for changes. Bobby is actually distinctively accredited. The guy works across the country and it has lectured and instructed lawyers ideas on how to securely get adjustment. Concurrently, historically we have done of a lot, of several modifications to possess funds which are not Federally Backed therefore we track and save all the details from each modification, therefore we have an idea regarding what to anticipate whenever i perform another application to own a Servicer that have a specific Owner/Individual. Continuarea →